Insights
Perspectives on specialty risk and emerging markets.
EmergeSpecialty provides senior decision-makers with the analysis, commentary, and practical guidance needed to navigate specialty risk, build resilience, and drive sustainable growth across diverse emerging markets.
Featured Insights
Selected perspectives on specialty risk in emerging markets.
Sub-Saharan Specialty Market Outlook: Rising Risk Complexity and the Next Wave of Insurance Opportunity
As risk complexity intensifies across Southern Africa, regional growth is driving a surge in demand for sophisticated specialty coverage. This outlook examines the shift toward technical, regionally informed solutions necessary to unlock the next wave of infrastructure and industrial insurance opportunity.
Hey Young World, Africa is the future!
As African economies become more sophisticated through infrastructure investment, industrialization and the growth of value-added industries, the need for professionals who understand risk will only increase. There will be tremendous opportunities for young talent to learn, contribute and grow.
Emerge in Action
US Insurer Seeks Diversified African Reinsurance Revenue
The Situation
A middle-market US insurer is looking to diversify its revenue through participating in Africa's growing insurance markets.
THE CHALLENGE
The insurer has the capital, underwriting expertise and appetite, but lacks the local relationships and market knowledge needed to identify attractive African cedants and opportunities.
How Emerge Can Help
Emerge identifies markets, cedants and specialty opportunities aligned with the insurer's appetite, and facilitates relationships with African insurers, brokers and other market participants.
Potential Outcome
The insurer develops new reinsurance relationships and a diversified African portfolio, while African cedants gain access to additional international capacity and expertise.
African Reinsurer Wants to Access Larger Markets
The Situation
An African reinsurer wants to participate in larger risks but needs additional balance-sheet support and access to highly rated international capacity.
THE CHALLENGE
International cedants, regulators or counterparties may require additional financial strength or security before allowing the reinsurer to participate in certain transactions.
HOW EMERGE CAN HELP
Emerge can help explore relationships with appropriately rated international reinsurers or fronting partners. We can help define the transaction structure, identify potential capacity providers and facilitate discussions around fronting, collateral, reinsurance and risk participation.
Potential Outcome
The African reinsurer can potentially access opportunities beyond its existing capacity while international markets gain access to African business through a structured relationship.
Agricultural Portfolio Needs Protection From Climate Risk
THE SITUATION
An agricultural lender, insurer or development institution has significant exposure to drought or excessive rainfall across farming communities.
THE CHALLENGE
Traditional indemnity insurance may be expensive or difficult to administer at scale. At the same time, climate volatility is increasing the financial impact of weather events.
How Emerge Can Help
Emerge explores a parametric solution using measurable triggers such as rainfall, temperature or other objective data. We work with insurers, reinsurers, data providers and other stakeholders to develop a structure that can transfer a defined portion of the climate risk.
Potential Outcome
Farmers, lenders or agricultural portfolios can gain faster and more transparent protection against defined weather events.
The opportunities presented on this page demonstrate the types of challenges EmergeSpecialty can help clients address.